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On average, Canadians are living longer than ever. These numbers point to longer retirements for many Canadians.

A longer retirement, however, presents an interesting planning challenge - saving enough to generate a sustainable income during your retirement years.


The debate over whether to invest in a Registered Retirement Saving Plan (RRSP) or a Tax-Free Savings Account (TFSA) comes up every year. Both are excellent tools that allow you to shelter investments from taxes, and both have their place in a well-defined financial plan. 


Whether you invest in an RRSP or a TFSA usually depends on your current and future financial situation, and your long-term goals. Consult with your financial advisor to determine the option for you.

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